:root{--navy:#0B1F3A;--navy2:#17406E;--gold:#C9A227;--cream:#F7F5F0;--text:#33414F;--muted:#6B7A8D}
*{box-sizing:border-box}
body{margin:0;font:16px/1.75 -apple-system,BlinkMacSystemFont,"PingFang SC","Microsoft YaHei",sans-serif;color:var(--text);background:#fff}
a{color:var(--navy);text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;z-index:9;background:rgba(255,255,255,.96);border-bottom:1px solid rgba(11,31,58,.08);backdrop-filter:saturate(180%) blur(8px)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.brand{font-weight:700;color:var(--navy);font-size:17px;letter-spacing:.5px}
.brand span{color:var(--gold)}
.nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0;font-size:15px}
.nav a:hover{color:var(--gold)}
@media(max-width:760px){.nav ul{display:none}}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-80px;top:-80px;width:320px;height:320px;border:1px solid rgba(201,162,39,.28);border-radius:50%}
.hero .kicker{color:var(--gold);letter-spacing:3px;font-size:12px;margin-bottom:14px}
.hero h1{font-size:44px;line-height:1.25;margin:0 0 16px;font-weight:800}
.hero p{font-size:18px;color:#CFDAE8;max-width:640px;margin:0 0 28px}
.cta{display:inline-block;background:var(--gold);color:var(--navy);font-weight:700;padding:14px 26px;border-radius:8px;margin-right:12px}
.cta.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.45)}
@media(max-width:760px){.hero{padding:48px 0 40px}.hero h1{font-size:30px}.hero p{font-size:16px}}
section{padding:56px 0}
h2{font-size:28px;color:var(--navy);margin:0 0 10px}
h2:before{content:"";display:inline-block;width:5px;height:22px;background:var(--gold);margin-right:10px;vertical-align:-3px;border-radius:2px}
.lead{color:var(--muted);margin:0 0 28px;max-width:760px}
.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}
.g2{grid-template-columns:repeat(2,1fr)}
@media(max-width:860px){.g3,.g2{grid-template-columns:1fr}}
.card{border:1px solid rgba(11,31,58,.09);border-radius:10px;padding:22px;background:#fff}
.card h3{margin:0 0 8px;font-size:18px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:14.5px}
.card.gold{border-color:rgba(201,162,39,.55);background:linear-gradient(180deg,#FFFDF6,#fff)}
.num{font-size:13px;color:var(--gold);font-weight:700;letter-spacing:1px}
.stat{background:var(--cream);border-radius:12px;padding:26px}
.stat b{display:block;font-size:34px;color:var(--navy);line-height:1.1}
.stat span{font-size:13.5px;color:var(--muted)}
table{width:100%;border-collapse:collapse;font-size:14.5px;margin:8px 0 0}
th,td{padding:12px 10px;border-bottom:1px solid rgba(11,31,58,.09);text-align:left;vertical-align:top}
th{background:var(--cream);color:var(--navy);font-weight:700}
.note{font-size:13px;color:#8B98A8}
.contact{background:var(--navy);color:#fff;padding:56px 0}
.contact h2{color:#fff}
.contact a{color:var(--gold);font-weight:700;font-size:20px}
footer{background:#081729;color:#8FA0B5;font-size:13px;padding:26px 0;line-height:1.9}
footer a{color:#B9C8DA}
.breadcrumb{font-size:13px;color:var(--muted);padding:18px 0 0}
.breadcrumb a{color:var(--muted)}